California Mortgage Broker • By Appointment Only
CALIFORNIA HOME LOAN & FINANCING OPTIONS

Speak directly with a broker about your mortgage and financing goals

Holiday Mortgage helps borrowers across California with residential and specialty financing options, including purchase, refinance, jumbo, government, and scenario-based lending programs.

Covering All of California By Appointment Only Residential + Specialty Financing
Temporary setup tip: the “Apply Now” button should point to a non-sensitive intake form (no SSN/doc uploads) until you have a secure mortgage application portal.
Direct
Speak to a broker, not a call center
Statewide
Serving clients across California
Flexible
Residential and specialty financing options

Work Directly with Jason Anthony Youngs

Broker-direct guidance for California borrowers and financing scenarios.

Jason Anthony Youngs, President and Mortgage Planner
Jason Anthony Youngs
President / Mortgage Planner

Holiday Mortgage • Youngs Real Estate, Inc.

You’ll work directly with Jason Anthony Youngs for personalized mortgage and financing guidance. Whether you are exploring a home purchase, refinance, or a specialty financing scenario, the goal is to provide clear communication and practical next steps.

Serving clients across California by appointment only.

Company DRE #01952712 Company NMLS 1387659 Individual DRE #01267638 Individual NMLS 350776

Programs & Financing Options

Program availability depends on lender participation, guidelines, property type, and borrower qualification.

VA

For eligible veterans and service members.

FHA

Government-backed financing for qualified borrowers.

FNMA / FHLMC

Conventional conforming options through agency guidelines.

USDA

Eligible rural-area financing options.

Down Payment Assistance

Assistance programs when available and eligible.

Forgivable Grant Programs

Availability varies by program rules and funding status.

CalHFA

California housing finance options and support programs.

CalVET

California veterans-related financing options for eligible borrowers.

Jumbo / Super Jumbo

Higher-balance loan options for qualified borrowers.

SBA

Small business financing guidance/options where applicable.

Agricultural

Agricultural/rural property financing scenarios.

Commercial

Commercial property financing options.

Hard Money

Asset-based/private lending scenarios when appropriate.

DSCR

Debt-service-coverage-based options for qualifying properties/borrowers.

Apartment Complex Financing

Multi-unit and investment property financing scenarios.

Manufactured Homes

In-park and permanent-foundation scenarios, subject to guidelines.

Purchase Financing

We help California buyers review options, compare possible payment scenarios, and understand next steps before moving forward.

Talk About a Purchase

Refinance & Equity Options

Explore refinance strategies and scenario-based financing to support your goals, subject to qualification and program guidelines.

Talk About Refinancing

How It Works

Simple, broker-direct communication from first contact to next step.

  1. 1
    Contact us
    Call, email, or submit the intake form with your goals and timing.
  2. 2
    Review options
    We discuss potential programs and what information may be needed next.
  3. 3
    Choose your next step
    Request a callback, continue by email, or move to a secure application portal when available.
  4. 4
    Guided process
    Ongoing communication and support through the transaction process.

Service Area

Holiday Mortgage covers all of California (by appointment only).

Residential Lending

Purchase and refinance guidance for California borrowers.

Specialty Financing

Commercial, agricultural, DSCR, hard money, and scenario-based options.

Broker-Direct Service

Work directly with Jason Anthony Youngs, President / Mortgage Planner.

What Clients Say

Replace these placeholders with real reviews you have permission to publish.

★★★★★

“Placeholder review: Clear guidance and excellent communication.”

Client Name • California
★★★★★

“Placeholder review: Helped us understand our options and next steps.”

Client Name • California
★★★★★

“Placeholder review: Professional service and strong follow-up throughout the process.”

Client Name • California

Ready to speak with a broker?

Call now, request a callback, or submit your non-sensitive intake form to get started.

Speak to a Broker Now Request a Call from a Broker Apply Now

Contact Holiday Mortgage

  • Brand / DBA: Holiday Mortgage
  • Company Legal Name: Youngs Real Estate, Inc.
  • Contact: Jason Anthony Youngs, President / Mortgage Planner
  • Phone: (530) 238-5739
  • Email: [email protected]
  • Location: Roseville, CA
  • Service Area: Cover all of California
  • Hours: By Appointment Only

Licensed by the California Department of Real Estate. Equal Housing Opportunity.

Equal Housing Opportunity

Request a Call from a Broker

Use the free intake form (no sensitive data) or email your scenario.

Please include:

  • Purchase / Refinance / Commercial / Agricultural / Other
  • Property city / county (or target area)
  • Best phone number and best time to call
  • Short description of your goals
Apply Now (Free Intake Form) Request a Call by Email

Privacy reminder: Do not submit Social Security numbers, bank account numbers, or document images through the free intake form or email. A secure application/document portal should be used for sensitive information.